123 Main Street • Atlanta, Georgia • 30339
Home: (555) 555-1234, Cell: (555) 555-1235
Objective: Seek the Position of Mortgage Loan Officer
SUMMARY: Top notch Mortgage Loan Officer with more than six years experience in representing mortgage corporations and originating residential real estate, mortgage loans, and home equity loans; including obtaining applications as well as coordinating and assisting in the processing and closing of loans.
Summary of Qualifications
Great experience in banking and lending environment with basic knowledge of residential mortgage lending with solid knowledge of the local market and regulations.
Excellent organizational skills and great ability to multi-task.
Exceptional written and verbal communication skills.
Solid interpersonal and negotiation skills.
Proven proficiency in relevant computer applications.
Strong ability to provide own transportation to travel as needed.
Uncommon ability to build quality customer relationships.
Remarkably detail oriented with a strong work ethic.
Strong sales and customer service skills.
Proven leadership skills and strong integrity.
Excellent math, analytical and time management skills.
Excellent written, verbal and listening skills.
Highly motivated and driven to succeed.
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
Profound working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
In-depth familiarity with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Uncommon ability to analyze financial information.
TT&T Mortgage Loan Inc. Minneapolis, MN 2002 - Present
Mortgage Loan Officer I
Responsible for the sales and marketing of TT&T Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, (Integrated Relationship Management), including the qualifying package of services, and insurance products.
Execute effective mortgage marketing plans to meet and exceed agreed upon mortgage production goals.
Maintain a complete and thorough knowledge of TT&T Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by the bank.
Adhere to and comply fully with any and all TT&T policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.
Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as TT&T Mortgage products and their benefits. (Profiling)
Consistently execute on TT&T's referral process (IRM) by introducing mortgage clients to other bank services for cross sell opportunities.
Assist Mortgage Loan Administration with client, attorney, or appraiser document follow-up as determined through quality control or post closing review.